Looking for housing? Please visit the Housing Resource Center:
https://www.nj.gov/njhrc/
Links to Outside Agencies:
Hackensack Housing Authority
Housing Authority of Bergen County (HABC)
HABC Facebook Page
Plans, Agreements, Orders, Reports, Manuals & Resolutions
– Hackensack-Fourth Round HEFSP (June 11, 2025)
– Hackensack Planning Board Resolution to Adopt HEFSP (June 11, 2025)
– Affordable Housing Resolution Committing to 4th Round Obligations (January 28, 2025)
– Fairness Order (May 13, 2024)
– Hackensack HEFSP Submission (January 28, 2022)
– Hackensack Fairness Compliance Report (March 23, 2022)
– 2021 Amended Fair Share Housing Settlement (September 10, 2020)
– 2020 Fair Share Housing Settlement (August 18, 2020)
– Third Round Spending Plan (4th Round Spending Plan is in Appendix “F” in latest HEFSP)
– Affordability Assistance Manual (October 2024)
– Affirmative Marketing Plan (November 2024)
General Information on Affordable Housing
What Is Affordable Housing?
Affordable Housing is housing that is available to people of low to moderate income at a reasonable price. Affordable housing, unlike market rate housing, has affordability controls limiting the price for at least 30 years. Housing is considered “affordable” if the household pays approximately 28% or less of the household’s gross income on housing costs. Affordable housing is priced to be affordable to households earning up to 80% of the area median income for the region in which the affordable housing is located.
Who Qualifies for Affordable Housing?
Who Qualifies for Affordable Housing?
To be eligible for affordable housing in The City of Hackensack, a household’s income must be below the income limits for the development in which the affordable housing is located, either for low or moderate levels. A moderate-income household is classified as earning between 50 percent and 80 percent of the area median income. A low-income household is classified as earning less than 50 percent of area median income, and a very low-income household earning less than 30 percent of the median. Families, single person households, and seniors all qualify for affordable housing. The application for each project will list the income limits.
Individuals interested in applying for affordable housing should contact the Administrative Agent for each project. Their contact information is included below in the description of each affordable housing development.
For general questions on affordable housing in the Municipality, you can contact Triad Associates by email at housing@triadincorporated.com by phone at 856-690-5749. Triad Associates is the Administrative Agent for the City of Hackensack and assists with all general housing questions. You can also contact the City’s Municipal Housing Liaison. The Municipal Housing Liaison for the City of Hackensack is Albert Dib. His office is located at 65 Central Ave, Hackensack, NJ 07601. He may be reached by phone at 201-646-3908 or by email at adib@hackensack.org . The Municipal Housing Liaison serves as the municipality’s primary point of contact on affordable housing issues.
Additional locations for affordable housing are listed at the New Jersey Housing Resource Center https://nj.gov/njhrc/ , a website that was established by the New Jersey Housing and Mortgage Finance Agency. The site is an on-line, searchable database of affordable housing in the State. The Housing Resource Center provides a listing posted by developers, landlords, and municipalities of available affordable housing. Available units are listed with contact and application information.
Fair Housing and Equal Housing Opportunities
It is unlawful to discriminate against any person making application to buy or rent a home with regard to race, creed, color, national origin, ancestry, age, marital status, affectional or sexual orientation, familial status, disability, nationality, sex, gender identity or expression or source of lawful income used for mortgage or rental payments.
For more information on discrimination or if anyone feels they are a victim of discrimination, please contact the New Jersey Division on Civil Rights at 1-866-405-3050 or https://www.njoag.gov/about/divisions-and-offices/division-on-civil-rights-home/.
Affordable Housing Opportunities in The City of Hackensack
The following is a list of affordable owner-occupied and rental housing units in City of Hackensack.
Individuals interested in applying for affordable housing should contact the Administrative Agent for each project. Their contact information is included below in the description of each affordable housing development.
For general questions on affordable housing in the City, you can contact Triad Associates by email at housing@triadincorporated.com by phone at 856-690-5749. Triad Associates is the Administrative Agent for the City of Hackensack and assists with all general housing questions. Their physical address is 1301 W. Forest Grove Road, Vineland, NJ 08360 ; and their website is Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/ )
OWNER-OCCUPIED DEVELOPMENTS
1. Clinton Terrace Condos
164 CLINTON PLACE
24 Family For-Sale units available as resales
Two and three bedrooms
HUD Community Development Funding
Administrative Agent: Housing Authority of Bergen County
For more information on resale opportunities, please visit the Housing Authority’s website: Housing Authority of Bergen County You can also call (201) 336-7600 or email info@habcnj.org
2. Pulaski Place Condos
2-8 PULASKI PLACE
4 Family For-Sale units Units may be available as Resales
Two and Three Bedroom
HUD Community Development Funding
Administrative Agent: Housing Authority of Bergen County
For more information on resale opportunities, please visit the Housing Authority’s website: Housing Authority of Bergen County You can also call (201) 336-7600 or email info@habcnj.org
3. Franklin Gardens Condos
23 FRANKLIN STREET
2 Family For-Sale Units
Units may be available as Resales
Three Bedrooms
HUD Community Development Funding
Administrative Agent: Bergen County Housing Authority
For more information on resale opportunities, please visit the Housing Authority’s website: Housing Authority of Bergen County You can also call (201) 336-7600 or email info@habcnj.org
RENTAL DEVELOPMENTS
1. Patrick Dizenzo Court
175 W. RAILROAD
50 Senior (62 and older or disabled) Rental units available upon vacancy
HUD Community Development Funding
0- and 1-bedroom
Units may be available as rentals upon vacancy
The Administrative Agent: Hackensack Housing Authority
Applications can be submitted online at www.hackensackhousing.org/dizenzo-court/ . For a paper application, please email housing@triadincorporated.com or call 856-690-5749
TOWNSHIP AFFORDABLE HOUSING PLANS AND REPORTS
4th Round Housing Element and Fair Share Housing Plan
Adopted June 13, 2025 Please click HERE to view the Housing Element and Fair Share Housing Plan adopted by the Planning Board and City Council of the City of Hackensack on June 13, 2025
Owner-Occupied Housing Rehabilitation Program
The City of Hackensack participates in The Bergen County Home Improvement Program (HIP) to assist qualified low to moderate income home and condominium owners with an interest free, no monthly payment loan with improvements that upgrade the home, enhance the neighborhood, and help to maintain property values. Eligibility is based on income, financial status, family size, and the type of home improvements requested. For Further Information call 201-336-6999 or Email GetHIP@co.bergen.nj.us
The Bergen County Home Improvement Program (HIP) is located at One Bergen County Plaza, 4th Floor, Hackensack, NJ 07601. Their website is:
Home Improvement Program
Frequently Asked Questions
Q: Who administers Hackensack’s Affordable Housing Program?
A: In accordance with the State of New Jersey Fair Housing Act, the City of Hackensack has prepared and submitted the City of Hackensack Housing Element and Fair Share Plan. The Plan includes the City’s Affordable Housing plan for the period through 2025. A copy of this plan is available for review above. The plan identifies the affordable housing units currently in place and proposed affordable housing units. The contact information for existing units is included in the Affordable Housing Opportunities in Hackensack paragraph listed above. Information on proposed affordable housing units will be posted on this site when available.
Q: Is there any Affordable Housing currently available in the City of Hackensack?
A: See above section on Affordable Housing Opportunities in Hackensack
Q: How can I get on a waiting list for a lottery for affordable housing in Hackensack?
A: Individuals interested in applying for affordable housing should contact the Administrative Agent for each project listed in the above section on Affordable Housing Opportunities or the City’s Administrative Agent or Municipal Housing Liaison. The Administrative Agent for the City of Hackensack is Triad Associates. Representatives from Triad Associates may be contacted at 856-690-5749 or by contacting Susan DiBiasio via email at SDiBiasio@TriadIncorporated.com.
Q: What is Hackensack doing to help ensure that more Affordable Housing is getting built?
A: The City is actively exploring several project-concepts that may result in the construction of anywhere between 20-200 new affordable units. These are complicated projects that will take at least two years to complete. More information will be posted here when available. The city also created “Inclusionary overlay zones along northern Main Street, Johnson Avenue, Essex Street and Hudson Street which mandates that all new residential project in these areas include affordable housing units.
Q: What is Hackensack’s current obligation for the construction of new affordable units? Existing unit rehabilitation?
A: Information on Hackensack’s current affordable housing obligation can be found in the City of Hackensack Housing Element and Fair Share Plan. A copy of this plan is available for review above.
Q: Will there be a residency preference for Hackensack residents? Veterans? Seniors?
A: The NJ Fair Housing Act allows for Regional Housing Preferences for applicants residing or working in the Bergen-Hudson-Passaic-Sussex Region. Residency preferences for veterans may be allowed on a project-by-project basis. Certain developments are set aside specifically for seniors.
Q: How can I find out the latest information on the city’s affordable housing program?
A: Relevant information will be posted on this page.
Q: How can I apply for funds for rehabilitation of my unit?
A: The Bergen County Home Improvement Program (HIP) is to assist qualified low to moderate income Bergen County home and condominium owner occupants with an interest free, no monthly payment loan with improvements that upgrade the home, enhance the neighborhood, and help to maintain property values. Eligibility is based on income, financial status, family size, and the type of home improvements requested. For Further Information call 201-336-6999 or Email GetHIP@co.bergen.nj.us
The Bergen County Home Improvement Program (HIP) is located at One Bergen County Plaza, 4th Floor, Hackensack, NJ 07601. Their website is:
https://bergencountynj.gov/bergen-county-department-of-administration-finance/about-community-development/home-improvement-program/
